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@Arducius
Most bike shops should do you an insurance quote (itemised quote, including labour on headed notepaper), they might charge for this, but (a) it'll be a lot less than the cost of a new carbon frame, and (b) you might be able to claim the cost back.
I had a quote for my bike when I got knocked off a few years back and it cost £25 so I just added that to my insurance claim. You can photocopy the quote from the shop and send that to the insurance company, then they will probably call the shop to make sure it's a legit quote.