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@CowHen
Not to mention the disincentive an 18k increase will be to people thinking of applying, making it a matter of wealth over academic capabilities (a reasonably smart kid from a rich family is going to be more likely to go to uni than a genius from a poor one).
Saying that going to university is 'optional' doesn't mean that it's ok to put people off furthering their education by whacking a massive debt on them. I think that it should be 'optional' on the basis of "Will it be the best choice in order for me to pursue my career, or would going into a trade or something else be better?" instead of "Can i afford it?".