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  • horatio, i think you're focusing too much on the optionality element of tynan's argument. I think difference between the repayment terms of a new student loan and the hypothetical '18k NOW!!!' tax is more significant.

    There is an argument to be had about the social implications something labelled an 18k loan, and the differing attitudes to debt in different parts of society, but that doesn't seem to be the argument you are making.

    First, I'm saying it will be about 18k more, not 18k total (it'll be around 27k total, I guess).

    Second (not really, probably tenth), my argument is about the reaction of a group of people to being told they will now be having to spend £18,000 pounds more than they expected and those before them had (and again, for that amount of money, they'll probably be worse off than those before). I argue that this will piss off that segment of society, regardless of what they're labelled (student, pensioners, immigrants, sailors, farmers, etc.).

    Can someone tell me if I'm missing something? I feel like I'm repeating myself.

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