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@edscoble
@ cliveo
What about insurance? surely doing less miles mean you won't need to pay extra? my dad used to do 15,000 miles a year, now only 3,000 and save a lots on insurance.
maintenance - less part need replacing because he no longer need to service* his car every one or two years (10,000 miles or 20,000 miles service depending on what car you have), at this rate it'll take him 10 years, maybe more to get it service (and part replaced).
a/c tank - no longer need replacing as he doesn't used it that much.
car wash - no need to wash regularly.
windscreen wiper fuel - again no need to buy bottle that regularly (okay £3 a bottle isn't much, but that's important beer money needed spending).
food shopping - spending less on food, with a car you don't need to worry, you can easily fill up enough food to feed Max for eternity, but with a bicycle and it's limited capacity, you're force to think about what you *need *as oppose to what you want (and an important lesson my dad learnt - never go food shopping on an empty stomach).
etc.
*most especially replacing the belt.