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@DynamicalSystem
For me, it's not about "charity" but "charities". I donate to stuff that needs funding but otherwise wouldn't get it. The most obvious example for me is the Jennifer Trust which wouldn't exist without significant amounts of donations. The genetic research they fund in Cologne and Berlin plus the great work they do in hooking up families with the same issues (children suffering from Spinal Muscular Atrophy) is vital to them and wouldn't happen without charitable funding.
There are tons of others. The point is you have to both understand what you are funding and have a reason to fund it. Money's not the only option - you can spend time or lend publicity too.