All you can do is buy a worthless wreck, and keep it on the/your/friend's/someone's drive to get/keep your NCB up. And pay through the nose; welcome to today's Britain. Value of car is of minimal relevance, potential for stupid personal injury claim that insurance cos are too lazy/stupid to regulate is the real problem with premiums; for that, any car will do.
All you can do is buy a worthless wreck, and keep it on the/your/friend's/someone's drive to get/keep your NCB up. And pay through the nose; welcome to today's Britain. Value of car is of minimal relevance, potential for stupid personal injury claim that insurance cos are too lazy/stupid to regulate is the real problem with premiums; for that, any car will do.