The UK can still get cold enough in winter to make life miserable for those with poor circulation.
Plenty of people have said that heated gloves are overkill too, but i personally couldn't have got through last winters riding without mine.
As usual, it's dependant on the individual.
i love it when it's cold and dry/hard ground. the trails are fast and empty cos people stay indoors.
i find sock guy wooly booly merino socks do the job as even if they get a bit wet they stay warm.
i can't ride if me knees get cold though, have to use doubled up 3/4's with leg warmers under baggys. if they get cold they seize up and are cold to the touch for hours afterward even after a hot bath. as you say everyone is different.
i love it when it's cold and dry/hard ground. the trails are fast and empty cos people stay indoors.
i find sock guy wooly booly merino socks do the job as even if they get a bit wet they stay warm.
i can't ride if me knees get cold though, have to use doubled up 3/4's with leg warmers under baggys. if they get cold they seize up and are cold to the touch for hours afterward even after a hot bath. as you say everyone is different.