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@D._Generate
I have no scientific evidence of these answers so they well could be wrong.
I think the answer to the first question is that it comes off the same way it goes on. It will be reduced everywhere but probably more in the areas that fat tends to congregate and party at.
As to specific areas, no, I don't think you can selectively remove fat by working that area. You can tone the muscles which will probably help the appearance of the wobble on top but you're not going to be burning those fat cells.
This is all anecdotal and based on things I've read over the years in Men's Health and late night infomercials.