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@CasaSteve
That's something at least. I'm still not going to bother again though. Where I work has a £750 purchase limit so I wouldn't of been able to buy some crazy bike for that. Both bikes I've bought through the scheme have been around £500 (a Trek 7.5 FX and a Charge Plug Freestyler more recently).
A mate of mine is going to try out buying a bike from a shop that does 0% finance, and put a larger deposit down. Less red tape and sodding about I reckon.