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@jad21579
I have seen this too Lee. My place has finally signed up to the scheme as well. In the end look at it like this. You will still get a savings on the bike. Maybe not as much as when the scheme was originally put together. But one way of looking at it is a 0% interest £1k loan paid over 12 months out of your wage pre-tax. Still it is not a bad deal overall IMHO