• i had to use my insurance to get solicitors to challenge the case made by the motorcyclist who got legal on me from the start. my insurers were also happy to pay out for the bike in the end (minus excess) and as and when the solicitors decide on the case (if it is all in my favour) then my insurers should get reimbursed from his lot (and i should then get my no claims reinstated) but it is taking time...

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