Sorry if this is a bit "needy", but I got spanked into over the weekend - car turned into me so don't think there's any question of liability. Police attended the scene and I have details of two willing witnesses. I have the driver's details but he seems to be blanking my requests for his insurance details. I'm insured with M&S Home Insurance and they're happy to take on the claim and the guys at BC have provided a "bike beyond repair" quotation.
From reading the above, are we saying it's best to wait for the police report (they said I can have all the driver's details from them once it's written up), then just approach the driver's insurance company directly? I guess it's easier to hand it over to my insurance company to take care of, but I don't want to f&ck up my premiums?
Sorry if this is a bit "needy", but I got spanked into over the weekend - car turned into me so don't think there's any question of liability. Police attended the scene and I have details of two willing witnesses. I have the driver's details but he seems to be blanking my requests for his insurance details. I'm insured with M&S Home Insurance and they're happy to take on the claim and the guys at BC have provided a "bike beyond repair" quotation.
From reading the above, are we saying it's best to wait for the police report (they said I can have all the driver's details from them once it's written up), then just approach the driver's insurance company directly? I guess it's easier to hand it over to my insurance company to take care of, but I don't want to f&ck up my premiums?