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@General_Strike
If the banks weren't desperately casting about for new hosts to parasitise, consumers would never have been allowed to take out loans they couldn't pay back. Our financial system is in a mess - we propped it up in 2008 out of necessity, but to continue without drastic reform (other than the desultory banks tax which Georgie Porgie says will eventually tot up to 2bn) we're saddled with a massive functionless organ in our society which basically squats on the money supply rubbing its hands together...