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@olaf_von_pokemon
Don't disagree that there has to be some pain - but to blame the profligate spending of those who access credit displays a lack of understanding of what has caused the recession.
The impact of the changes to benefit and tax will hit the poorest/most deprived areas. To suggest that these people spend outside of their means sounds like the views of an uninformed Daily Mail reader.
A poor budget. It will not help.