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@dicki
if you buy the second hand option you won't loose money unless you are paying over the odds for the bits
buying a new modern bike will leave you with a depreciation of 25% minimum
get something classic enjoy the ride and be comfortable in the knowledge if you don't like it you can pass it on and not get too screwed
and then of course the modern bike will be far less well equipped and the quality will be lacking the feel of the bike will be lessened the way a really nice old gruppo, set up well feels is just lovely, the gears change so smoothly and it just adds to the enjoyment