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  • Will Aid - www.willaid.org.uk

    Get a solicitor to draft it for you and the fee goes to charity. My wife and I, ahem, did this a few years ago - a year or so after we got married. We had it writted sufficiently flexible so that it didn't need updating when we had kids (or, "issue" as I think they are known by lawyers).

    I had a WH Smith DIY one when I was single - "All to Mum" or something like that. Once you've got more complicated financial affairs, it's worth making sure it's watertight. What happens if I die? What happens if my wife and I both die at the same time, say as a result of an accident? And so on.

    My brother-in-law comes from a somewhat chaotic family. His father died a few years ago. He (brother in law's father) had separated from his wife about 6 months before his death and shacked up with what I believe my mother would call a floozy. He'd also decided to amend his will himself to share out everything he owned 6 ways - i.e. 5 kids and 1 floozy. This included the family house which he owned as"tenants in common" with his wife rather than as "joint tenants" which meant that floozy now owned 1/12th of the house and immediately started pushing for it to be sold so that she could get her hands on the cash. And my brother-in-law's youngest sisters were under 16 and still living at home.

    My brother-in-law was listed as executor. In the end he gave up and refused to do any more as it was such a nightmare. Last I heard it was still being argued about.

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