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@CraneBrotherTim
If you leave a job before the ride-to-work bike is paid off, the amount that you haven't paid off is deducted from your final salary payment, the kicker being that whilst normal payments are deducted form your gross wage and so save a large pile on tax and NI, a final salary deduction is taken from your net wage, after tax and NI, which is a bit like a kick in the balls, if your balls are directly linked to your bank account.