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@jayloo
I see that my stream of conscious response seems to link pedestrians with insurance being required not being a bad idea. That is not what I had intended to mean. What I mean is, I'm not convinced that people shouldn't have to have insurance to ride a bike on major roads. But should it be attached to the act of riding a bicycle or just some sort of health and damage insurance? I have rethought my earlier position and decided that it should just be something that car drivers are required to have, not bicyclists.
"Sorry if I missed something."