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• #27
ive got her insurance details and am going to them to request money for what needs replacing.
You've been injured. If you really want to do this quickly and simply then at least include details of your injuries (even minor ones). They will either offer you something as a compensatory measure or decide that your injuries aren't worth paying out. That's up to them and if you're happy with that then so be it.
I'm not one to advocate sprurious claims and litigation. However, having been injured, this will have an impact on your life, even if only transitory and it is not unreasonable to expect to be compensated for this. If the company do make an offer that you think is acceptable then by all means take this.
On the subject of legal representation. On one hand they aren't strictly necessary. On the other they can be useful. Firstly, an insurance company will take a claim involving representation a bit more seriously as long as the claim isn't spurious in the first place. Secondly, without legal representation, the company will probably make an offer "without prejudice". This means that once the money is in your account, you can't take the matter any further. If at somepoint after the settlement you discover that your injuries run deeper and have a longer and more significant impact on your quality of life such as a limited working capacity or swifter decline in health with old age. Avoiding that without prejudice clause and getting a claim to pass can be very hard without legal representation. Consider this carefully.
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• #28
You've been injured. If you really want to do this quickly and simply then at least include details of your injuries (even minor ones). They will either offer you something as a compensatory measure or decide that your injuries aren't worth paying out. That's up to them and if you're happy with that then so be it.
I'm not one to advocate sprurious claims and litigation. However, having been injured, this will have an impact on your life, even if only transitory and it is not unreasonable to expect to be compensated for this. If the company do make an offer that you think is acceptable then by all means take this.
On the subject of legal representation. On one hand they aren't strictly necessary. On the other they can be useful. Firstly, an insurance company will take a claim involving representation a bit more seriously as long as the claim isn't spurious in the first place. Secondly, without legal representation, the company will probably make an offer "without prejudice". This means that once the money is in your account, you can't take the matter any further. If at somepoint after the settlement you discover that your injuries run deeper and have a longer and more significant impact on your quality of life such as a limited working capacity or swifter decline in health with old age. Avoiding that without prejudice clause and getting a claim to pass can be very hard without legal representation. Consider this carefully.
+1
If she's paying you cash for your injuries then you won't need a solicitor. As long as you're happy with the amount she's willing to pay, fine.
If they're going down the route of insurance claim, get a solicitor, because those cunts are going to call you all the liars under the sun and make out it was your fault.
If they call you a liar, be ready for a long drawn out battle, but it will be a battle you'll win. Be patient, and don't settle for compromise.
Claim maximum physical damage.
Claim maximum emotional damage.
Claim for everything on you bike, including rim tape, tubes, grease on the chain, air in the tyres.You'll need photos of damage.
Photos of site.
Photos of injuries.
Photos of the offending vehicle, if possible.
Witnesses.Good luck buddy, and start perusing frame builders or bike catalogues, dreaming of that new ride.
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• #29
Yes, as someone else has mentioned, you must contact the police. Also if by any luck you have a witness or the driver has shown some compassion for their mistake (I presume they were at fault with all respect) then you the police will investigate and if found guilty you can claim for any broken parts to your bike plus any injuries. Even if the case goes to court you don't need legal representation. If you wish to know more pm. Hope you are ok and nothing broken. All the best. Ian
it hurt, alot but are there anythings i need to do/write/say to the police as no ones contacted me. got taken to a&e patched up and sent home but my bikes fucked and so is my helmet, jacket and computer that was in my bag. any advice on what happens next, or what i should do appreciated.
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• #30
who are the lcc?
Hi, as you are not in London our local solicitors won't be much help. You could try http://www.cycle-claims.co.uk/ they are doing good work for Kristina http://www.lfgss.com/thread40062.html . You will still be able to claim against the driver's insurance if they are not prosecuted by police or even if they are acquitted.
Best of luck with your recovery. -
• #31
You need to get a crime incident number which the police will furnish you with. Phone the local cop shop if you can't physically get there.
Deffo get medical advice - trauma is more serious than many people think and there may be underlying injuries of which you are unaware.
What the driver said now may not be what she says when boyf or hubby hear about it... so don't take her word for it. Assume the worst. Get a solicitor involved.
Get witnesses.
Might be wise to invest a little of any claim money on membership of CTC. They can help you in any of these matters, should something else happen to you in future. In fact, if things aren't going well they can advise you about how to go about getting legal help, even if you weren't a member at the time of the accident, you just need to join now.
Heal up soon. Hope things work out OK for you.