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London Fixed Gear and Single-Speed is a community of predominantly fixed gear and single-speed cyclists in and around London, UK.
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@JonoMarshall
Chris: Yes, take your cat to the vet!
Insurance is not a scam for any product/service if it's something that you cannot afford outright. Otherwise yes, you're better off (financially) playing the odds that the insurance companies play (although some people really rate that "peace of mind" thing).