Hypothetical law change? Lorry on bike: lorry's fault. Bike on ped: bike's fault

I put a section in bold, so if a cyclist breaks the highway code and has a collision as the innocent party is still expected to suffer a loss?

also how does the cyclist pay?

ref the highway code - the court would split the costs as described earlier as the car driver should expect cyclists to do crazy things.

(go to the first page and watch the Strict liability video again, this explains it from the Dutch perspective - the point is at 30secs in)

The cyclist would pay the way anyone in court has to settle a debt - by selling their house/property etc - unless they had 3rd party insurance.

Of course as a member of the LCC/CTC etc, you have this as part of your membership. You are a member of one/both aren't you?