Since I have had the card I have always paid the full bill before the due date and have been given quite a substantial credit limit, so I can't understand my status.
You are classed "high risk" as you are in the high risk group that manages their finances, pays on time and most probably never go overdrawn. Banks want people to be in debt.
You are classed "high risk" as you are in the high risk group that manages their finances, pays on time and most probably never go overdrawn. Banks want people to be in debt.