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@TheBrick(Tommy)
I'm witting this because you're from Ireland and hence I guess have a diffrent legal setup e.t.c for renting / letting, sorry if I'm telling you how to suck eggs.
If you go though an agent you will have cost such as credit checking and agents fees but you (should) have your deposit in the deposit protection scheme. If you go though gumtree and have an informal agreement with a landlord you may avoid all the extra cost but you may not have the full legal protection.
You pays you money....
Either way alway check for gas certificate and now the 5 yearly electrical certificate is also a legal requirement (this may be EU though so you may have the same deal?).