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@Velocio
I don't yet have my new bike, so can't yet speak with a wealth of experience backing me up. But I researched so heavily the pros and cons of gearing, drive trains, and brakes for my new bike and I can't help but feel that a great internally geared hub + good disc brakes and the optional extra of a carbon belt are just the epitome of everything I want from an all-round bike (one that isn't for a specialised task). Throw in a good dynamo hub and you're all set for low maintenance, high efficiency, all-terrain, all-weather, all-season cycling. The utility of it all is just incredible.
This is a good example of a bike with all the utility checkboxes ticked:
http://www.tout-terrain.de/2/products/commuter-bikes/metropolitan/index.html
http://www.tout-terrain.de/cms/upload/produktbilder/Metropolitan/Metropolitan.JPG
I saw these at the bike show and was really impressed with the quality and cleanness of it. Sure it's not your track bike or ultralight racing bike... but for every other need I'd rather have one of these.