No payout for me then (banks win case)

how exactly are these overdraft charges unfair? they're there in black and white in the documentation you were given when you opened the account.

That makes them clear, not fair. I could put an unfair clause in an employment contract - that would be clear to the new member of staff, it wouldn't necessarily be enforceable. The government could pass a law that if you RLJ, your bike will be crushed. They could advertise this in every paper, on every TV channel, and send a letter to every household in the country - that would just about make it clear, wouldn't be that fair though would it? ffs