It's fair to charge, but then to charge on top of that charge and then a daily percentage of both charges, with another charge for being charged, etc.
Some people will be forced into a trapped situation where they can no longer pay the charges and could have started the borrowing process well before the new charges were laid out in front of them (often tempted by an introductory offer).
But I agree, living within your means would be ace, I fail at this.
It's fair to charge, but then to charge on top of that charge and then a daily percentage of both charges, with another charge for being charged, etc.
Some people will be forced into a trapped situation where they can no longer pay the charges and could have started the borrowing process well before the new charges were laid out in front of them (often tempted by an introductory offer).
But I agree, living within your means would be ace, I fail at this.