• i have no insurance.

    C.B., I'm biased, but you can get free third party insurance if you join the LCC (you can also get it through other cycling organisations, I should mention). Saves you money through discounts in bike shops and gives you peace of mind.

    http://www.lcc.org.uk/

    Glad you're OK and good luck with the outcome!

    Oliver
    LCC

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