• Sorry to hear about your accident - good thing you are not too badly injured...that could have been really nasty.

    In the circumstances you have discribed, the current position in law is that both parties are equally to blame. In other words you would be liable for half the cost of the repairs to her car and she would be liable for half the cost of your injury and bike repairs.

    If you were insured then your insurers would pay for her damages and you would still get half of your compensation, so you would still gain. As you are not insured, you would have to pay for 50% of her repair bill personally. As this is the case it is probably not worth you pursuing a claim unless your injury becomes more severe or if the repairs to your bike are worth more than the repairs for her car.

    Hope that helps!

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