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@bmxconan
I had a nasty crash a couple of months ago. It was my fault. I never admitted it and just said I couldn't remember anything because I'd been knocked out. The police just gave me a ticking off and told me to wear a helmet, even though I'd scraped up the side of some guys van and totally wiped out his mirror.
I was dead lucky I was ok (bumps, bruises and slight concussion) and also that I wasn't prosecuted. Just never admit blame in the first instance of an RTC.