Bike Insurance

I don't really understand why you'd get seperate bike insurance. Everyone know's that bikes lose half there value as soon as you pedal them round the corner from the shop. There are good household contents insurance policies which cover up to a grand. It's the same with most things that are meant for competition MXers, Karts, race cars etc. - there's no point insuring them, just get a garage and some meaty locks / anchors. Also Just be bloody careful when you take them anywhere and don't let anyone see what you own and where you keep them if they are even slightly sucpicious. If your using a bike for comutting is there any point in spending over a grand on it?

If you pay £5000 for a bike and it gets nicked you want £5k back.. not £1k.

There are good household insurance policies that cover up to £4000... unless you live in a shared household like Dammit.

"just get a garage" - yeah, at £90/week rent. Good one.

And if you use your bike for racing? What then..