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@BigFatAl
Try this lot...
http://www.eandl.co.uk/leisure-and-lifestyle/cycle-insurance
Just got a quote for a £1,500 bike in your postcode area and was informed it would be £91.68. E&L say they reimburse the insured value cost or replacement value (whichever is less). To be honest I would get quotes from your LBS as to the replacement value and if this isn't possible, lots of photographs to show each bike's spec. If they get nicked you are then in a position to argue that even if second-hand, these bikes have a high replacement value. For example, I have a Condor steel frame which was built for me, second-hand I'm sure it's not worth that much, but to replace it with another Condor steel frame £££££...
Not sure this is of any help...