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  • So - I called up M&S Home insurance, to take out a new policy with them, after hearing much praise about them.
    Here's a snippet from my conversation with them - all of the pleasantries have been made, i've informed them that i would like to insure 3 bikes on this policy. For everyone's information - i live in Digbeth, Birmingham. Its pretty damn close to being the heart of Brum....
    "O.K. sir, can i just take your postcode again?"
    "Yeah, no drama, its B12 0NP." says I.
    ..... momentary delay.
    ..... a bit more (with a muffled clear of the throat)
    "I'm sorry Mr Morris, but we are not able to ensure your premises - with the "Special Items" cover, because of your postcode. Thankyou for your call. Is there anything else i can do for you today?"
    Puts things in perspective if you ask me. I'll just renew my existing policy, and continue to pay a fortune!

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