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@Aroogah
Mongrel - a bit of Google action gave me this from a local council's risk assessment officer.
http://www.bournemouth.gov.uk/Library/Committee_Meetings/PERSJCC/Reports/report%20to%20Personnel%20Board%20-%20cycle%20scheme%20and%20mobility%20aids%20_2_.pdf
The relevant section is:
The existing Cycle Scheme requires users to maintain personal insurance cover in respect of any
liabilities arising out of their cycle use. Unlike for motor vehicles, there is no legal
requirement for third party insurance cover to be maintained for either cycles or mobility aids.
It would be difficult to enforce an insurance requirement for use of mobility aids, and
inconsistent to have a differing condition within the same policy for cycles and mobility aids.
The mandatory requirement for insurance cover has therefore been removed, and replaced by
an action within the risk assessment templates for managers to recommend that suitable
insurance cover is considered by scheme applicants. Confirmation has been received from the
Council’s insurers that contingency cover would operate should the Council itself be held
negligent for an individuals operation of these devices on work business.
Perhaps you can suggest that they have a mandatory 3rd party insurance minimum policy. Then have them look at their own insurance contingency cover.
Don't take no for an answer. :)