Banking

I'm tempted to upgrade my Smile account to the Smile More one.

Is it worth the £13 a month? I'm just keeping in mind this adds up to £156 a year, which could be better spent paying off credit cards etc. I can afford it, but is it worth it?

I'm with smile, and it seems a bit bonkers to me. Banks' own insurance schemes are always overpriced. Then again, they charge me 20 quid a month interest as I never got round to paying off my student overdraft.

So what do I know, in conclusion.

As you were.