Banking

Co-Op. or rather... Smile.co.uk

Been with them for absolutely ages. Originally was with Midlands, then Natwest, then Abbey, and finally with Co-Operative before moving to their online sister Smile.co.uk when that was created.

Absolutely no complaints with them, and they do now have the little calculator thingy, but that's fine as you only need to use it when setting up or manually triggering an online transfer of cash. For everything else you don't need it.

Great telephone service too.

Oh, actually... one complaint, very minor. They have an automated fraud checking thing, and if you're buying stuff in the UK and happen to purchase something online from the US, it thinks you're card is in two places at once so flags it for verification. This means an automated tool phones you to confirm whether the transaction is yours. Why is this an issue? Well for me, the hosting fees for this site get flagged every month, and so for a day or two every month I am under the shadow of the servers being turned off as the payment gets delayed. The real issue here is that the fraud checking thing is automatic, it can't learn that they should whitelist the hosting company transaction. Dead annoying.

So Co-op has the calculator thingo? That thing is enough for me not to open an account.

I need a new bank. Im tired of the shit service from the H.