Banking

Co-op. Been with them since 1994. I even have my mortgage with the co-op. I have a few accounts with Smile too. They're pretty good. You can deposit cheques at the Post Office too.

But you pay a charge everytime you cash out right? So you keep a separate account somewhere else for cash when you need it? Or do you bite the dust and pay?

How do you find the user interface of Smile? Easy to manage multiple accounts? Tried to sign up to Smile years ago, the initial process was so messed up, with loads of hiccups and things going missing in the post more than once so decided to give them a miss. Could be things have improved now though.