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@jamesjohndanceclub
i'm insured with cycleguard, value 450 (bianchi pista 08).
before i learned to lock up properly, i left it locked up only through the frame during the day (outside of a court when i was on jury duty - double fail). the wheels, handle bar, brake lever and saddle were stolen.
they gave me 400 with no real sweat for replacement bits. policy didn't even go up.
i'd recommend.