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@Dammit
Update- fair market value is judged as the value of the bike less 10% for every year of age, from the date of manufacture.
So it's not worth it for the Rush as it's a 2006- hence Insuring it for £2,000 means it is insured for £1,400, so that's better off with Endsleigh, as would the SystemSix as it will be three at the end of the year.
The Enigma I honestly do not know the age of- and it's difficult to ask them as they have gone out of business...
Which leaves the Fuji as it is a 2008- but that's under the Endsleigh £1,500 limit anyway.