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@Dammit
eandl insurance will insure the bikes separately, this is the breakdown:
Bike 1, £3,000, £18.49 per lunar month
Bike 2, £3,000, £18.49 per lunar month
Bike 3, £2,000, £13.64 per lunar month
Bike 4, £1,000, £6.76 per lunar month
So that's a total of £57.38 per lunar month/every 28 days, or £747.99 per year.
Couple of caveats- bikes over three years old are no longer "new for old", and I cannot get through to them to ask what their "fair market value" would be.
I might end up just having to value them all at £1,500 and take the hit with standard contents insurance from Endsleigh.