Digital photography

The way I see it, you may get the bridge camera and be happy with what you have. You might get the D40 and be happy with what you get but if you don't plan on taking your photography any further than the D40 package, I say you should have gone for the bridge.

Good point.

But had we been discussing a bike purchase everyone would be advising purchase of the upgrade worthy frame over the OTP. Claiming that when they get more into cycling they can invest in better wheels.

Somewhere out there, on the big old tinternet, there's a bunch of photographers having the 'wait + build up a bob jackson' or 'just buy a Bianchi pista' debate.