What would you do if the forum had a subscription fee (to post classifieds, etc)?

I have not said anywhere it's a bad thing for VB to make a bit of money......

will software fill in the tax returns and all the associated admin stuff that will grow and grow?

DaveH, do you work for HMRC? :P

I would assume that if it got to that stage, then Velocio would have another decision to make.