• +1. pay the membership fee now and hand the problem over.

    I would do this (it would make my dad happy to think I am getting some kind of legal advice), but it doesn't say anything on their website about being able to join and pass on an accident claim retrospectively (ie, that occurred before I was a member).

    I think the CTC website is very confusing and isn't immediately helpful when it comes to what to do after an accident. I might be being exceptionally thick here, but I have searched around the site, and it appears that they only deal with accidents on behalf of people who are already members. No?

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