i'm with seldom, richard and alex here, but step 1 is still get the damage valued. :)
Too right. And there's no harm in getting a generous quote if possible, as this is going to waste a lot of your time, as I'm sure you're already aware.
If you claim off his insurance it's win-win for everyone but the driver - the insurance company will put up his premiums for a few years, making back way more than they'll ever give you, so even though they act like they won't want to give you any money, they know they're onto a winner
Too right. And there's no harm in getting a generous quote if possible, as this is going to waste a lot of your time, as I'm sure you're already aware.
If you claim off his insurance it's win-win for everyone but the driver - the insurance company will put up his premiums for a few years, making back way more than they'll ever give you, so even though they act like they won't want to give you any money, they know they're onto a winner