The Day When That Round Car Hit Me Citroen C3

3rd party is probably a good idea, but I don't see why it should be compulsory.

After all, peds don't need it, yet could be responsible for causing damage to cars or bikes (in theory). Probably the same for horse riders.

So should we considered in the same vain as Peds?

Not wanting to sound harsh but Stylist just caused an accident which not only damaged someones car but may have also scared the shit out of an innocent driver. I know if I hit someone regardless of the circumstances I would be pretty shook up.

If you are going to ride on the road you need to accept some level of responsibility. For the majority of cyclists RLJ is pointless and dangerous. Couriers are in a rush, they need to save time cause it costs them money but doing it on your 5 mile commute is mostly not needed.