3rd party is probably a good idea, but I don't see why it should be compulsory.
After all, peds don't need it, yet could be responsible for causing damage to cars or bikes (in theory). Probably the same for horse riders.
@scoober started
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3rd party is probably a good idea, but I don't see why it should be compulsory.
After all, peds don't need it, yet could be responsible for causing damage to cars or bikes (in theory). Probably the same for horse riders.