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@Velocio
If you want to consider house insurance as an option I'm with Hiscox.
They're good because if something happens they pay out cash rather than vouchers. And unless you have something that Evans or Halfords stock, you'll be bitterly disappointed with this.
Hiscox will insure a bike valued up to 5% of the total policy, although you have to pay an additional premium if your bike is above £5k.