I have been credit crunched!

"Solo cards are just standard cards like any other debit card you have."

Except you can't buy train tickets with them.. or plane tickets.. or concert tickets.. or.. or..

Sorry that was my mistake. I was thinking of cirrus/meastro cards.

I was using the term "are" to describe the HSBC as a whole. I dumped my shares over the summer when it looked like this was going to happen.