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@Momentum
Here's an article which I found pretty interesting and relevant to this thread http://www.bloomberg.com/apps/news?pid=20601010&sid=aJ48_bPSf8F0&refer=news
Basically chimes with what others have said, especially vinylvillain, that the majority of bankers/finance workers are not to blame, but the ones who are (i.e.e the CEOs, ratings agencies and regulators) should be blamed hard.