There goes civilisation...

So, what, now I'm supposed to feel guilty for being able to put aside a decent chunk amount of money each month, to guard against the day when I might be unemployed through no fault of my own?

The girl thing was simply a reference to the common stereotype that all girls love to shop. I love new clothes and shoes and makeup and handbags. But I think it's far more sensible to save the money for a rainy day.

cg, I'm not saying that you don't work hard. The point is that the majority of the population work just as hard as you, and ought to be able to expect the same rewards for their toil. Including a buffer against redundancy/retirement.

"I live in a shared flat, surrounded by commoners" is full of shit