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@danger_joel
how exactly are our economies efficient? everyday we here how wasteful our society is, how much energy, food and other resources we are wasting and yet you call this efficient? i know its obvious, but we have been using the same type of lightbulb for over 100 years even though we have had better and more efficient lightbulbs for over 30 years or so, and are now only really using them because we have been forced into a situation where we cant afford not to, which was created by those same people who told us everything would be ok.
also i think it will be alot easier for the bankers, who will generally have degrees, a levels, loads of friends/family in nice places as well as the old school tie to support them through this tough time. we will just have to wait and see though.